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Typically, your insurance company will work with the other driver's insurer to settle the claim appropriately.

If you are involved in a hit-and-run car accidentyour insurance company may consider the fleeing driver as uninsured. Some states have different penalties for hit-and-run offenders depending on whether the accident resulted in physical injuries, vehicle damage or.

For example, Nolo. However, some states may also consider a hit-and-run accident a felony if a vehicle sustained ificant damage, regardless of injuries.

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